Our streamlined draw process allows you to access funds as construction progresses. Typically, you'll submit draw requests with documentation of completed work, and funds are released quickly after verification—usually within 3-10 business days.

One of the unique features of our construction loans is the ability to set aside funds for monthly interest payments within the loan itself. This helps preserve your cash flow during the construction phase when the property isn't generating income.

You'll need to provide construction plans, a detailed budget, contractor information, permits (or proof they've been applied for), and a project timeline. Unlike conventional lenders, we focus more on the project's viability than your personal income documentation.

Absolutely. Our 1-year construction loans have no prepayment penalties. For 18-month and 2-year terms, there is a 6-month minimum interest requirement, giving you flexibility to refinance or sell when it makes sense for your investment strategy.

Upon completion, most developers either sell the property, refinance into a long-term loan (like our rental product for properties you plan to hold), or transition to another construction project. We can help guide you through whichever exit strategy best suits your investment goals.

While we review contractor qualifications to ensure they have the experience necessary to complete your project successfully, we focus more on your track record as a developer. This helps protect both your investment and ours.complete your project successfully. This helps protect both your investment and ours.