Privacy Policy

Last Modified: March 18, 2026

Uncapco Financial, LLC (“Uncapco,” “we,” “us,” or “our”) respects your privacy. This Privacy Policy explains how we collect, use, disclose, and protect information when you visit uncapco.com (the “Website”), submit an inquiry, request information, or otherwise communicate with us online.

1. Business-Purpose Financing Only

Uncapco provides information and services related to business-purpose real estate financing and investment-property loans, including fix-and-flip loans, bridge loans, new construction loans, DSCR rental loans, and short-term rental loans.

We do not offer consumer-purpose mortgage loans, owner-occupied residential mortgage loans, or conventional home loans for personal, family, or household use through this Website.

2. Information We Collect

We may collect:

- contact information, such as your name, email address, phone number, and mailing address;

- property, entity, and loan scenario information you submit;

- messages, documents, and other information you provide to us;

- internet and device information, such as your IP address, browser type, device information, pages visited, and usage data; and

- information from third parties, such as brokers, referral sources, service providers, analytics providers, and verification or credit-related sources where permitted by law.

3. How We Use Information

We may use information we collect to:

- respond to inquiries and communicate with you;

- evaluate potential financing opportunities;

- operate, maintain, and improve the Website;

- verify identity and help prevent fraud;

- comply with legal, regulatory, and recordkeeping obligations; and

- send administrative or marketing communications, subject to applicable law and your choices.

4. How We Disclose Information

We may disclose information:

- to affiliates and service providers;

- to lenders, capital providers, brokers, title companies, appraisers, verification providers, and other transaction participants where appropriate;

- in connection with a merger, financing, restructuring, or sale of assets;

- to comply with law, regulation, court order, or governmental request;

- to protect against fraud, security threats, or unlawful activity; or

- with your direction or consent.

5. Cookies and Tracking Technologies

We may use cookies, pixels, analytics tools, and similar technologies to operate the Website, understand Website usage, improve performance, and support marketing efforts.

You can manage cookies through your browser settings.

6. Marketing Communications

You may opt out of marketing emails by using the unsubscribe link in the email. For text messages, you may reply STOP where applicable. Opting out of marketing communications does not prevent us from sending non-marketing communications related to your inquiry or relationship with us.

7. State Privacy Rights

Residents of certain states, including California and New Jersey, may have privacy rights regarding their personal information, subject to applicable law and exceptions. These rights may include the right to request access to, correction of, or deletion of certain personal information.

To submit a privacy request, contact us at [email protected]. We may need to verify your identity before processing your request.

8. Data Security

We use reasonable administrative, technical, and physical safeguards designed to protect personal information. However, no method of transmission or storage is completely secure.

9. Children’s Privacy

This Website is not directed to individuals under 18 years of age, and we do not knowingly collect personal information online from children under 18.

10. Third-Party Websites

The Website may contain links to third-party websites or services. We are not responsible for the privacy, security, or content of third-party sites.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Changes will be effective when posted on this page. The “Last Modified” date above indicates when this Privacy Policy was last updated.

12. Contact Us

If you have questions about this Privacy Policy or our privacy practices, contact:

Uncapco Financial, LLC

Email: [email protected]