Multifamily Loans

Superpower your multifamily business with Uncapco Financial.

We provide financing on 5+ unit apartment buildings with loans up to $20M. Offering bridge loans, renovation/value-add financing, new construction, and long-term loans — we deliver full flexibility for multifamily investors.

1 - 30

Year Terms Available

(Various Amortizations)

9.75%

Starting Rate on Bridge Loans

$20M

Max Loan Amount

Program Highlights

  • Bridge Loans for Stabilizing or Repositioning Assets with no Pre Payment Penalties

  • 80% LTC for Acquisition + Rehab projects

  • Up to 75% of Stabilized Value

  • Loan Amounts from $250K to $20M

  • 1–30 Year Terms, Various Amortization By Structure

  • Minimum Per Unit of $35,000

  • Points Starting at 1.0%

  • No Interest Charged on Undrawn Funds

  • 660 Minimum FICO

Why work with Uncapco Financial

Multifamily Experts

Our team specializes in apartment building financing. We understand the nuances of acquiring, renovating, stabilizing, and operating 5+ unit multifamily properties — and we structure deals accordingly.

Built to Help You Scale

Whether this is your first 5-unit building or you’re growing a large portfolio, our programs are designed to support multifamily investors at every stage of their journey.

Complete Financing Solutions

One lender for everything you need: bridge loans for acquisitions and repositioning, renovation/value-add capital, new construction financing, and long-term hold loans.

Speed When It Matters

Multifamily opportunities move fast. We’ve optimized our internal workflows to cut out delays and deliver the rapid decisions and closings you need to win deals and keep your portfolio growing.

Problem Solving

Complex multifamily deals often hit unexpected hurdles. When they do, we don’t leave you hanging — we’ll find creative solutions or quickly pivot your deal to the right partner in our network to make sure it closes.

Path to Long-Term Ownership

Build steady rental income with seamless bridge-to-permanent options. Refinance your stabilized multifamily asset into long-term DSCR or permanent financing programs designed specifically for apartment investors.

Frequently Asked Questions

Can I receive a Rehab loan if I’m a new investor?

Uncapco Financial welcomes new investors with competitive leverage, great rates, and support to help you scale into multifamily.

Can I get financing if my property needs significant renovation or is already under construction?

Yes—Uncapco Financial offers value-add bridge loans, renovation financing, and new construction loans when others won’t, keeping your project funded and moving.

How do I receive the rehab funds?

Draws are quick and hassle-free, with funds typically released within 3–5 days.

What is the minimum property size?

We finance 5+ unit apartment buildings and larger multifamily properties.

READY TO GIVE US A TRY?

Investor Financing That Actually Works for Pros Like You

Apply Today for Competitive Terms, High LTVs, and Quick Decisions – Backed by Real Experience